Overview
At Build Wealth With Gali, we are committed to providing high-quality digital education, business training, coaching, and downloadable resources.

Due to the digital nature of our products and services, all sales are generally final and non-refundable unless otherwise stated.
By purchasing from this website, you acknowledge and agree to the terms outlined below.

Digital Products & Online Courses
All digital products, downloadable materials, templates, guides, memberships, online workshops, and courses are non-refundable once access has been granted or files have been downloaded.
This includes but is not limited to:
* Digital guides and eBooks
* Online courses
* Business templates
* Supplier lists
* Coaching materials
* Membership access
* Recorded webinars or workshops
* Downloadable files and resources

Because these products can be instantly accessed, copied, or downloaded, refunds cannot be issued after purchase.
Coaching & Consulting Services
Payments made for coaching, consulting, mentoring, or strategy sessions are non-refundable.
If you are unable to attend a scheduled session:
* You may reschedule with at least 24 hours’ notice.
* Missed appointments or late cancellations may be forfeited.
Results Disclaimer
We do not guarantee specific financial results, sales, income, or business success from the use of our products, courses, coaching, or strategies.

Results vary based on individual effort, experience, market conditions, consistency, implementation, and other factors beyond our control.

Purchasing a product or service from us does not guarantee profits, business growth, or financial success.
Chargebacks & Payment Disputes

By completing a purchase, you agree not to initiate fraudulent chargebacks or payment disputes for products or services already delivered or accessed.

Any attempt to reverse payments after accessing digital content may result in:

* Immediate removal of access
* Cancellation of memberships
* Legal recovery of fees where applicable

Exceptional Circumstances

Refund requests may only be considered in exceptional circumstances at our sole discretion.

Requests must be submitted in writing within 7 days of purchase to:

📧gali@yemaya.co.za
Approval of any refund is not guaranteed.

Technical Issues

If you experience difficulty accessing your purchase, please contact us and we will make reasonable efforts to resolve the issue promptly.
Contact Us
For any questions regarding this policy, please contact:
📧 gali@yemaya.co.za